Niki Appleton

Niki is a qualified actuary with over 15 years of consulting and advisory experience.  She combines her strong technical analytic skills with stakeholder engagement expertise and commercial acumen to understand issues clients face and then work with them to develop value adding solutions.  Niki has worked on projects across a number of industry sectors including general insurance and injury schemes to community clubs and government social policy. 

She brings commitment, integrity and a collaborative approach to the professional relationships she develops with her clients.   

Niki’s recent experience includes:

  • Medical Report Retrieval Solution – evaluating a third party provider’s product to assess the service and financial outcomes to the workers’ compensation scheme and to claims managers. Recommendations were also sought on possible solutions to program barriers
  • pricing of new private health insurance products
  • supporting a tennis club’s government funding submission by providing demographic profiling analysis; identifying opportunities for alignment with the municipality’s strategic goals
  • helping a workers’ compensation insurer understand the key experience drivers to target to improve their incentive payment from the regulatory remuneration model

During her 5 years at the Victorian WorkCover Authority, Niki provided high level support to the executive leadership team to enable financial and performance management of the Scheme and the Health Operation Division’s targets. She engaged with the various stakeholders ranging from agent case managers to senior management to drive projects aligned to achieving VWA strategic goals.

Niki worked at PwC for 13 years providing a range of general insurance actuarial services including reserving, premium setting, Financial Condition Reports and tailoring monitoring systems to provide useful management information. She was also a member of a cross divisional committee that redesigned PwC’s coaching and mentoring program.

Niki completed a Bachelor of Science degree at Monash University and is a Fellow of the Actuaries Institute of Australia.  She is a member of the Actuaries Institute’s Leadership and Careers Development Committee.